# Cayde Accounting & Tax

> Cayde Accounting & Tax is a Canadian accounting firm based in Winnipeg, Manitoba, that works virtually with incorporated businesses across Canada. It specializes in catch-up and clean-up accounting: unfiled T2 corporate tax returns, overdue GST/HST, payroll filings, bookkeeping that has fallen behind, and CRA correspondence. Once clients are current, Cayde provides monthly bookkeeping, corporate tax, payroll and tax planning.

## Key facts
- Head office: 330 St Mary Ave, Suite 300, Winnipeg, MB R3C 3Z5, Canada. It is the firm’s only physical office; the team works virtually.
- A virtual firm: works with incorporated businesses across Canada by phone, video and secure file sharing.
- Specialty: catch-up and clean-up accounting for corporations that are behind: unfiled T2 corporate returns, overdue GST/HST, payroll filings (T4/T4A), bookkeeping, and CRA correspondence where authorized.
- Pricing: catch-ups are priced per year outstanding: typically $2,000 a year for an active corporation, and from $750 for a year with no activity (a nil return), before tax. Transaction volume, number of accounts, condition of records and type of work move the price, which is set out in a written proposal before any work begins. A 50% deposit is due when the client approves the proposal.
- First step: the Free Catch-Up Assessment, a free 15-minute call with Brian Catibog, Cayde's founder. The owner explains what is outstanding; Cayde explains how it would get the corporation caught up and keep it current, then sends a written proposal: https://www.caydetax.com/free-assessment/
- Hours: Monday to Friday, 9 a.m. to 6 p.m. Central. Phone (431) 489-2571. Email info@caydetax.com.
- Client reviews: https://maps.google.com/?cid=18364124212411326867
- Certifications: QuickBooks Online and Xero.
- Client files are stored in Canada.
- Founder: Brian Catibog. Nearly 20 years in accounting and tax; graduate of the I.H. Asper School of Business, University of Manitoba; earned the Chartered Accountant (CA) designation, which became the CPA designation, held it for ten years, then resigned it to focus on catch-up and clean-up work (no longer a CPA); founded and sold Kaler Catibog Chartered Professional Accountants in Winnipeg; former VP Finance at Smack Pet Food Inc., a company that sells globally, where the work included its expansion into the United States, SR&ED tax credit claims and grant programs.
- Team (growing, and trained in catch-up and clean-up work, CRA correspondence and corporate tax): Brian Catibog, Sophia L., Soung Il B., Henry P., Niranjan G., CPA, Karla C., Rell Z., Francine C., Alfred F.
- Profiles: https://www.facebook.com/caydetax, https://www.instagram.com/caydetax, https://www.linkedin.com/company/cayde-accounting-tax, https://x.com/caydetax, https://www.youtube.com/@CaydeAccountingTax, https://www.tiktok.com/@caydetax, https://maps.google.com/?cid=18364124212411326867

## United States (Florida)
Scope: this section describes Cayde’s U.S. (Florida) service. The Key facts above (phone number, Central-time hours, per-year pricing, the Canadian free call, and the founder and team lines) apply to Canadian clients only. For U.S. questions use this section or https://www.caydetax.com/us/llms.txt.

> Cayde Accounting & Tax is a bookkeeping and tax firm that works virtually with corporations across Florida. It specializes in catch-up bookkeeping and overdue business tax filings, with optional monthly bookkeeping afterwards to keep the books current.

- Who it serves: Florida C corporations (Form 1120), S corporations (Form 1120-S) and LLCs taxed as either, one to five or more years behind on their books and business tax returns. Owners’ personal returns are done only alongside a corporate catch-up.
- What a catch-up includes, for each outstanding year: the books rebuilt for one 12-month business year and reconciled for the accounts identified in the proposal; a year-end profit and loss statement and balance sheet; one federal corporate return (Form 1120 or 1120-S; up to two shareholder K-1s in the simple entry package); and the Florida corporate income tax return (F-1120) where required and included in the agreed scope (S corporations only owe it in some years). Added to the same written quote when needed: payroll reconstruction and overdue payroll returns, W-2/1099 work, overdue sales tax, owners’ personal returns, other states or entities, complex inventory, processor or shareholder-account reconstruction, Sunbiz annual reports or reinstatement help, and substantive notice responses or arranging representation when it’s needed.
- Who signs: clients’ federal and Florida business returns are reviewed, signed and filed by independent U.S. tax professionals after the client approves them; their name and IRS preparer tax ID (PTIN) appear on every return they sign. Representation: if the company needs a professional to represent it before the IRS, that’s an attorney, a CPA or an enrolled agent; Cayde arranges one when needed, and it may be a separate engagement.
- Founder: Brian Catibog founded Cayde after nearly twenty years in accounting, tax and finance. He holds a Bachelor of Commerce (Honours) from the I.H. Asper School of Business at the U of M, and leads the firm and the team that works on each file. As VP Finance at Smack Pet Food Inc., Brian was on the leadership team that helped build Smack Pet Food USA and its U.S. manufacturing facility. That meant setting up the U.S. side from the ground up: registering the business, then its U.S. tax, transfer pricing, payroll and everything payroll requires, and U.S. sales tax. Brian then did the filings and ran the payroll, and dealt directly with the IRS and state tax authorities. Brian also founded and sold an accounting firm, where his work included cross-border and U.S. tax filings for clients doing business in the United States.
- The team: a growing team trained in catch-up and clean-up work does the bookkeeping, workpapers and coordination: Sophia L., Soung Il B., Henry P., Niranjan G., Karla C., Rell Z., Francine C., Alfred F. The same team stays on a file from the first call to the final filing.
- Licensing: Cayde Accounting & Tax is a bookkeeping and tax firm, not a CPA firm, and does not perform audits, reviews or other attest work. In Florida, bookkeeping and tax return preparation don’t require a CPA license.
- Prices (USD): catch-up bookkeeping + business tax filing from US$2,500 per outstanding year. Starting guide per year by that year’s annual revenue: under $100,000: from US$2,500 per year; $100,000–$249,999: from US$3,500 per year; $250,000–$499,999: from US$4,500 per year; $500,000–$999,999: from US$6,000 per year; $1 million–$1,999,999: from US$8,500 per year; $2 million+: custom quote. The lowest starting price fits a simple, low-volume active company: under US$100,000 in annual revenue, up to 50 bank and card transactions a month on average, up to two bank or card accounts, statements available, and no substantial payroll, sales-tax or inventory reconstruction. The fixed quote depends on transaction volume, accounts, record condition and the filings needed; each historical year uses its own revenue and activity. Optional monthly bookkeeping: Essential from US$349 a month (up to 100 bank and card transactions and 3 accounts); Growth from US$499 a month (up to 250 bank and card transactions and 5 accounts); Established from US$749 a month (up to 500 bank and card transactions and 8 accounts); custom quote above those limits; historical catch-up is quoted separately. Monthly bookkeeping: no contract; cancel any time. The client company pays for its own QuickBooks Online or Xero subscription. Annual business tax preparation is quoted separately. Taxes, penalties, interest and government fees are separate. Written scope and fixed quote before work begins.
- First step: a free 15-minute catch-up call, with no card and no obligation: https://www.caydetax.com/us/free-assessment/
- Hours and contact: Monday to Friday, 10 a.m. to 7 p.m. Eastern. Email info@caydetax.com.
- How it works: virtually, with corporations across Florida, by phone, video and secure file sharing, Monday to Friday, 10 a.m. to 7 p.m. Eastern; billed in U.S. dollars.
- Designations: professional designations listed in the Canadian section above are Canadian and don’t apply to U.S. work. Cayde Accounting & Tax is not a CPA firm, and U.S. returns are signed by independent U.S. tax professionals.
- Not offered: Returns for businesses that file only on a personal return (Schedule C); personal-only returns; audits, reviews or other attest work; tax-debt settlement, levies, liens or Offers in Compromise; representation before the IRS, except through an attorney, a CPA or an enrolled agent that Cayde arranges; service in Spanish.

### Questions Florida owners ask (amounts in U.S. dollars)

**Q: How much does Cayde charge to catch up a Florida S corporation that’s one year behind?**
From US$2,500 per outstanding year for the simple entry case: one Form 1120-S, with up to two shareholder K-1s. The lowest starting price fits a simple, low-volume active company: under US$100,000 in annual revenue, up to 50 bank and card transactions a month on average, up to two bank or card accounts, statements available, and no substantial payroll, sales-tax or inventory reconstruction. Beyond that, the starting guide gives a starting price by that year’s own revenue, and your fixed quote, in writing after the free call and before any work begins, depends on transaction volume, accounts, record condition and the filings needed. Taxes, penalties, interest and government fees (such as Sunbiz fees) are separate: your company pays them directly. All prices are in U.S. dollars.

**Q: Does Cayde file late Form 1120 and 1120-S returns?**
Yes. Each outstanding year of a catch-up includes the books rebuilt for that year and its Form 1120 or 1120-S, plus the Florida F-1120 where it’s required and in the agreed scope. Your federal and Florida business returns are reviewed, signed and filed by independent U.S. tax professionals after you approve them: e-filed wherever the IRS accepts it, and on paper for older years. Their name and IRS preparer tax ID (PTIN) appear on every return they sign.

**Q: Do LLCs qualify?**
Yes, if the LLC is taxed as a corporation: one that elected S corporation status files Form 1120-S, and one taxed as a C corporation files Form 1120. A business that files only on the owner’s personal return (Schedule C) isn’t a fit. Not sure how yours is taxed? Choose “Not sure how it’s taxed” on the form.

**Q: Who does the work, and who signs the returns?**
The Cayde team rebuilds and reconciles the books and prepares the workpapers. Your federal and Florida business returns are reviewed, signed and filed by independent U.S. tax professionals after you approve them: e-filed wherever the IRS accepts it, and on paper for older years. Their name and IRS preparer tax ID (PTIN) appear on every return they sign.

**Q: Is Cayde a CPA firm?**
No. Cayde Accounting & Tax is a bookkeeping and tax firm; in Florida, bookkeeping and tax return preparation don’t require a CPA license. Cayde doesn’t do audits, reviews or other attest work, and refers anyone who needs one to a CPA firm.

**Q: How does a virtual catch-up work?**
A catch-up runs on records, not office visits. Cayde works virtually with corporations across Florida by phone, video and secure file sharing, Monday to Friday, 10 a.m. to 7 p.m. Eastern, and bills in U.S. dollars. Your U.S. returns are signed by independent U.S. tax professionals.

**Q: What does monthly bookkeeping cost?**
It’s optional, and there are three plans for current books and ordinary activity: Essential from US$349, Growth from US$499 and Established from US$749 a month, depending on your monthly transactions and accounts. Above those limits, or for materially complex books, it’s a custom quote. All prices are in U.S. dollars. No contract; cancel any time. Your company pays for its own QuickBooks Online or Xero subscription, so the file stays in your company’s name. Annual business tax preparation is quoted separately. We confirm the fee and included returns in writing. Compare the monthly plans.

### U.S. pages (amounts in U.S. dollars)
- [Florida Catch-Up Bookkeeping & Back Business Taxes](https://www.caydetax.com/us/): Cayde gets Florida corporations caught up: books rebuilt and overdue 1120/1120-S returns filed, fixed quote first. From US$2,500 per outstanding year.
- [About Cayde’s Florida Service: Who Signs Returns](https://www.caydetax.com/us/about/): Who Cayde Accounting & Tax is, who does the bookkeeping, who reviews, signs and files your U.S. returns, and how a virtual catch-up works for Florida.
- [Late or Unfiled Form 1120 & 1120-S Returns](https://www.caydetax.com/us/catch-up/): Late or never-filed Form 1120 or 1120-S? Cayde rebuilds the books and gets each year filed in order. From US$2,500 per outstanding year.
- [Florida F-1120, Sales Tax & Sunbiz Catch-Up](https://www.caydetax.com/us/florida/): What a Florida corporation files beyond the IRS: F-1120 even with no tax due, DR-15 sales tax, RT-6 and the Sunbiz annual report, and how to catch each up.
- [Free 15-Minute Catch-Up Call for Florida Businesses](https://www.caydetax.com/us/free-assessment/): Tell us what’s outstanding in a free 15-minute call. We explain how we’d get your corporation caught up and keep it there. No card, no obligation.
- [Florida Monthly Bookkeeping from US$349 a Month](https://www.caydetax.com/us/monthly-bookkeeping/): Optional monthly bookkeeping from US$349 a month for Florida corporations after the catch-up: three plans, the same team, monthly reports.
- [Catch-Up Bookkeeping Cost (USD): From US$2,500/Year](https://www.caydetax.com/us/pricing/): Catch-up bookkeeping + business tax filing from US$2,500 per outstanding year, with a fixed quote in writing first. Optional monthly bookkeeping from US$349.
- [Guides for Florida Corporations Catching Up](https://www.caydetax.com/us/resources/): Plain-English guides for Florida C corps, S corps and LLCs taxed as one: late 1120-S and 1120 returns, F-1120, sales tax, Sunbiz and IRS letters.
- [Catch-Up vs. Clean-Up vs. Monthly Bookkeeping](https://www.caydetax.com/us/resources/catch-up-vs-clean-up-vs-monthly/): Catch-up bookkeeping builds books that were never kept, clean-up fixes books that are wrong, and monthly keeps them right. Here’s how to tell which you need.
- [How to Find Unfiled Business Tax Returns](https://www.caydetax.com/us/resources/find-unfiled-business-returns/): Pull the IRS entity and account transcripts, then check EFTPS, Florida eFile and Pay, Sunbiz and payroll records. List each missed filing by period.
- [Behind on Florida Sales Tax (DR-15)? How to Catch Up](https://www.caydetax.com/us/resources/florida-sales-tax-catch-up/): File a DR-15 for every missed period, in order, even with no sales. Each late return can cost 10% of the tax, at least $50, plus interest on late tax.
- [IRS Letter About an Unfiled Business Return?](https://www.caydetax.com/us/resources/irs-letter-missing-business-return/): A CP259 or CP518B means the IRS has no record of a business return it expects. What the letter asks for, why not to ignore it, and how to answer by filing.
- [Late 1120-S Penalty by Year, and How to Catch Up](https://www.caydetax.com/us/resources/late-1120s-penalty/): A late 1120-S costs $255 per shareholder per month, up to 12 months, for returns due in 2026, even with no tax owed. Past-year amounts, relief and next steps.
- [Late Florida Corporate Income Tax Return (F-1120)](https://www.caydetax.com/us/resources/late-f-1120/): Every Florida C corporation files Form F-1120 each year, even with no tax. Late: 10% of unpaid tax a month (up to 50%), or $50 a month if none, plus interest.
- [Missed the S Corp Election? Late Form 2553 Relief](https://www.caydetax.com/us/resources/late-s-corp-election/): For a corporation, no accepted Form 2553 means C corporation tax and Form 1120. How late S election relief works, how to check IRS records, and what to file.
- [Lender Wants Business Returns You Haven’t Filed?](https://www.caydetax.com/us/resources/lender-needs-tax-returns/): Lenders that verify business returns with the IRS use Form 4506-C, and an unfiled year has no record to check. What to tell the lender and what to do first.
- [Dissolved on Sunbiz? How to Reinstate in Florida](https://www.caydetax.com/us/resources/sunbiz-reinstatement/): Florida dissolves a company whose annual report is still missing after the third Friday of September. How Sunbiz reinstatement works, the fees, and the taxes.
- [Unfiled Form 1120: Penalties and How to Catch Up](https://www.caydetax.com/us/resources/unfiled-1120/): An unfiled Form 1120 draws late-filing and late-payment penalties plus interest, and the IRS can assess the tax at any time. What it costs and how to catch up.
- Full U.S. briefing: https://www.caydetax.com/us/llms.txt

The sections below describe Cayde’s Canadian services.

## Services
- [Catch-up and clean-up accounting](https://www.caydetax.com/catch-up/): Unfiled T2 returns, overdue GST/HST or bookkeeping years behind? Cayde gets Canadian corporations current with CRA. Typically $2,000 per year behind.
- [Monthly bookkeeping](https://www.caydetax.com/services/bookkeeping/): Cloud bookkeeping in QuickBooks Online or Xero: monthly reconciliations, GST/HST filed on schedule and monthly statements. Month to month, 30 days’ notice.
- [Corporate tax returns (T2) and year-end](https://www.caydetax.com/services/corporate-tax/): T2 corporate tax returns and year-end financial statements, prepared from books that reconcile. Behind on past years? Cayde catches you up first.
- [GST/HST filing](https://www.caydetax.com/services/gst-hst/): GST/HST returns filed on schedule from reconciled books, and missed periods reconstructed and filed for Canadian corporations that fell behind.
- [Payroll](https://www.caydetax.com/services/payroll/): Payroll runs, CPP, EI and income tax deductions, CRA remittances, and T4 and T4A slips. Unreconciled payroll accounts and missing prior-year slips cleaned up.
- [Tax planning](https://www.caydetax.com/services/tax-planning/): Salary and dividend planning, year-end reviews and structure advice for incorporated owners, decided with current books while there is still time to act.
- [CRA correspondence and relief](https://www.caydetax.com/services/cra-support/): Demands to file, notional assessments, collections and relief requests. Cayde deals with CRA where authorized and replaces estimates with real returns.

## Industries
- [Accounting and tax for contractors and builders](https://www.caydetax.com/industries/contractors/): Catch-up bookkeeping, T2 returns, GST/HST on progress billing, T5018 subcontractor slips and payroll for incorporated contractors and builders across Canada.
- [Bookkeeping and filings for not-for-profits](https://www.caydetax.com/industries/not-for-profits/): Catch-up bookkeeping, board-ready financial statements and required annual filings for Canadian not-for-profit organizations whose records fell behind.
- [Accounting for professional corporations and consultants](https://www.caydetax.com/industries/professionals/): T2 returns, GST/HST, salary and dividend planning and catch-up filing for professional corporations, incorporated consultants and IT contractors across Canada.

## Location
- [Winnipeg Accountant for Corporate Tax Catch-Up](https://www.caydetax.com/winnipeg/): Based in downtown Winnipeg and working virtually across Canada: catch-up bookkeeping, T2 returns, GST/HST and payroll for corporations.

## Guides: Catch-up & CRA
- [Behind on GST/HST? How to catch up on missed returns](https://www.caydetax.com/resources/gst-hst-catch-up/): What happens when a business stops filing GST/HST, how penalties, interest and input tax credits work, and how to catch up on missed returns.
- [CRA notional assessment: what it means and how to replace it](https://www.caydetax.com/resources/notional-assessment/): Why CRA assessed your corporation for income you never reported, how a notional assessment under s.152(7) works, and how the real return replaces it.
- [How much does it cost to catch up on corporate taxes in Canada?](https://www.caydetax.com/resources/catch-up-cost/): What a corporate tax and bookkeeping catch-up costs in Canada, what drives the price, and why waiting costs more. Cayde catch-ups: about $2,000 a year.
- [How to catch up on years of unfiled corporate tax returns](https://www.caydetax.com/resources/how-to-catch-up/): Step-by-step guide for Canadian corporations years behind on T2s, GST/HST and bookkeeping: what to do first, what order to file in, what CRA expects.
- [The Voluntary Disclosures Program, in plain English (2025 rules)](https://www.caydetax.com/resources/voluntary-disclosures/): How the CRA Voluntary Disclosures Program works since the October 1, 2025 changes: who qualifies, prompted vs unprompted, and how much relief you get.
- [What CRA actually charges when your T2 is late](https://www.caydetax.com/resources/late-t2-penalties/): The failure-to-file penalty, the repeat-failure rate, arrears interest, and why an unfiled corporate year never closes.
- [You received a Demand to File. What happens next.](https://www.caydetax.com/resources/demand-to-file/): What a CRA demand to file means, the three things it changes, and the order to deal with it in.

## Guides: Bookkeeping & year-end
- [The chart of accounts: a practical guide for Canadian small businesses](https://www.caydetax.com/resources/chart-of-accounts/): What a chart of accounts is, how to set one up in QuickBooks Online or Xero, the accounts a Canadian corporation needs, and mistakes that cost you at year-end.
- [DIY bookkeeping or a professional? How to decide](https://www.caydetax.com/resources/diy-vs-professional-bookkeeping/): When doing your own books works, what it really costs when it doesn’t, and the signs a Canadian corporation should hand bookkeeping to a professional.
- [Financial statements, explained for Canadian business owners](https://www.caydetax.com/resources/understanding-financial-statements/): The balance sheet, income statement, cash flow statement and notes in plain English, plus what CRA, lenders and your T2 return need from them.
- [Bookkeeper, accountant or CPA: who does your corporation need?](https://www.caydetax.com/resources/bookkeeper-vs-accountant-vs-cpa/): What bookkeepers, accountants and CPAs each do in Canada, which titles are regulated, and which one a small corporation actually needs, and when.

## Guides: Industry guides
- [Not-for-profit accounting in Canada: six things to get right](https://www.caydetax.com/resources/not-for-profit-accounting-tips/): Bookkeeping and accounting for Canadian not-for-profits and charities: restricted funds, ASNPO statements, T2, T1044 and T3010 filings, and board reporting.
- [Should you form a personal real estate corporation (PREC) in Manitoba?](https://www.caydetax.com/resources/personal-real-estate-corporation-manitoba/): Manitoba real estate agents can incorporate as a PREC. How it defers tax, how the split income rules limit family dividends, and when it’s worth the cost.

## Company
- [About Cayde Accounting & Tax](https://www.caydetax.com/about/): Cayde is a Winnipeg-based, virtual accounting and tax firm that brings Canadian corporations that fell behind with CRA back into good standing.
- [Our Team](https://www.caydetax.com/team/): Meet the Cayde Accounting & Tax team, led by founder Brian Catibog: the people who get Canadian corporations caught up with CRA and keep them current.
- [Cayde Accounting & Tax Reviews](https://www.caydetax.com/reviews/): A selection of five-star Google reviews from Cayde Accounting & Tax clients on catch-ups, bookkeeping and tax returns, in their own words.
- [Catch-Up Accounting Pricing: About $2,000 a Year](https://www.caydetax.com/pricing/): Catch-ups are priced per year outstanding: typically $2,000 a year, and from $750 for a year with no activity. Quoted in writing before any work begins.
- [Contact Cayde Accounting & Tax](https://www.caydetax.com/contact/): Book a free 15-minute Catch-Up Assessment, call (431) 489-2571 or email info@caydetax.com. Based in Winnipeg, working virtually across Canada.

## Notes
- Information on this site is general and not advice for a specific situation. Cayde is an accounting firm, not a law firm.
- Full text of every page: https://www.caydetax.com/llms-full.txt