# Cayde Accounting & Tax: service for Florida corporations

> Cayde Accounting & Tax works virtually with Florida C corporations, S corporations and LLCs taxed as corporations that are one to five or more years behind. It rebuilds the books and gets the agreed overdue Form 1120 or 1120-S and Florida filings done; afterwards, optional monthly bookkeeping keeps the books current. Independent U.S. tax professionals review, sign and file the returns. Catch-up projects start at US$2,500 per outstanding year, with a fixed quote in writing first; monthly bookkeeping starts at US$349 a month. The first step is a free 15-minute call.

## Key facts
- Cayde Accounting & Tax is a bookkeeping and tax firm that works virtually with corporations across Florida. It specializes in catch-up bookkeeping and overdue business tax filings, with optional monthly bookkeeping afterwards to keep the books current.
- Who it serves: Florida C corporations (Form 1120), S corporations (Form 1120-S) and LLCs taxed as either, one to five or more years behind on their books and business tax returns. Owners’ personal returns are done only alongside a corporate catch-up.
- What a catch-up includes, for each outstanding year: the books rebuilt for one 12-month business year and reconciled for the accounts identified in the proposal; a year-end profit and loss statement and balance sheet; one federal corporate return (Form 1120 or 1120-S; up to two shareholder K-1s in the simple entry package); and the Florida corporate income tax return (F-1120) where required and included in the agreed scope (S corporations only owe it in some years). Added to the same written quote when needed: payroll reconstruction and overdue payroll returns, W-2/1099 work, overdue sales tax, owners’ personal returns, other states or entities, complex inventory, processor or shareholder-account reconstruction, Sunbiz annual reports or reinstatement help, and substantive notice responses or arranging representation when it’s needed.
- Who signs: clients’ federal and Florida business returns are reviewed, signed and filed by independent U.S. tax professionals after the client approves them; their name and IRS preparer tax ID (PTIN) appear on every return they sign. Representation: if the company needs a professional to represent it before the IRS, that’s an attorney, a CPA or an enrolled agent; Cayde arranges one when needed, and it may be a separate engagement.
- Founder: Brian Catibog founded Cayde after nearly twenty years in accounting, tax and finance. He holds a Bachelor of Commerce (Honours) from the I.H. Asper School of Business at the U of M, and leads the firm and the team that works on each file. As VP Finance at Smack Pet Food Inc., Brian was on the leadership team that helped build Smack Pet Food USA and its U.S. manufacturing facility. That meant setting up the U.S. side from the ground up: registering the business, then its U.S. tax, transfer pricing, payroll and everything payroll requires, and U.S. sales tax. Brian then did the filings and ran the payroll, and dealt directly with the IRS and state tax authorities. Brian also founded and sold an accounting firm, where his work included cross-border and U.S. tax filings for clients doing business in the United States.
- The team: a growing team trained in catch-up and clean-up work does the bookkeeping, workpapers and coordination: Sophia L., Soung Il B., Henry P., Niranjan G., Karla C., Rell Z., Francine C., Alfred F. The same team stays on a file from the first call to the final filing.
- Licensing: Cayde Accounting & Tax is a bookkeeping and tax firm, not a CPA firm, and does not perform audits, reviews or other attest work. In Florida, bookkeeping and tax return preparation don’t require a CPA license.
- Prices (USD): catch-up bookkeeping + business tax filing from US$2,500 per outstanding year. Starting guide per year by that year’s annual revenue: under $100,000: from US$2,500 per year; $100,000–$249,999: from US$3,500 per year; $250,000–$499,999: from US$4,500 per year; $500,000–$999,999: from US$6,000 per year; $1 million–$1,999,999: from US$8,500 per year; $2 million+: custom quote. The lowest starting price fits a simple, low-volume active company: under US$100,000 in annual revenue, up to 50 bank and card transactions a month on average, up to two bank or card accounts, statements available, and no substantial payroll, sales-tax or inventory reconstruction. The fixed quote depends on transaction volume, accounts, record condition and the filings needed; each historical year uses its own revenue and activity. Optional monthly bookkeeping: Essential from US$349 a month (up to 100 bank and card transactions and 3 accounts); Growth from US$499 a month (up to 250 bank and card transactions and 5 accounts); Established from US$749 a month (up to 500 bank and card transactions and 8 accounts); custom quote above those limits; historical catch-up is quoted separately. Monthly bookkeeping: no contract; cancel any time. The client company pays for its own QuickBooks Online or Xero subscription. Annual business tax preparation is quoted separately. Taxes, penalties, interest and government fees are separate. Written scope and fixed quote before work begins.
- First step: a free 15-minute catch-up call, with no card and no obligation: https://www.caydetax.com/us/free-assessment/
- Hours and contact: Monday to Friday, 10 a.m. to 7 p.m. Eastern. Email info@caydetax.com.
- How it works: virtually, with corporations across Florida, by phone, video and secure file sharing, Monday to Friday, 10 a.m. to 7 p.m. Eastern; billed in U.S. dollars.
- Updated October 31, 2026.

## Pages
- [Florida Catch-Up Bookkeeping & Back Business Taxes](https://www.caydetax.com/us/): We rebuild your books and get your overdue business returns filed, with a fixed price agreed before work begins. Catch-up projects start at US$2,500 per year.
- [About Cayde’s Florida Service: Who Signs Returns](https://www.caydetax.com/us/about/): Who Cayde Accounting & Tax is, who does the bookkeeping, who reviews, signs and files your U.S. returns, and how a virtual catch-up works for Florida.
- [Late or Unfiled Form 1120 & 1120-S Returns](https://www.caydetax.com/us/catch-up/): Cayde Accounting & Tax gets late or never-filed Form 1120 and 1120-S returns done for Florida corporations and LLCs taxed as one. The books are rebuilt for each open year; then independent U.S. tax professionals review, sign and file each return after you approve it. Catch-up projects start at US$2,500 per year.
- [Florida F-1120, Sales Tax & Sunbiz Catch-Up](https://www.caydetax.com/us/florida/): Florida doesn’t tax personal income, but a Florida corporation still has state filings: corporate income tax for C corporations, sales tax, reemployment tax and the Sunbiz annual report. Cayde Accounting & Tax catches these up alongside the federal returns, working virtually with corporations across Florida.
- [Free 15-Minute Catch-Up Call for Florida Businesses](https://www.caydetax.com/us/free-assessment/): Tell us what’s outstanding. We’ll explain how we’d get your corporation caught up and keep it there, before you commit to anything. No judgment about how it got this way.
- [Florida Monthly Bookkeeping from US$349 a Month](https://www.caydetax.com/us/monthly-bookkeeping/): Once your books are rebuilt and the agreed overdue returns are filed, you can keep them current with optional monthly bookkeeping. The same team records and reconciles each month, then sends you a profit and loss statement and balance sheet.
- [Catch-Up Bookkeeping Cost (USD): From US$2,500/Year](https://www.caydetax.com/us/pricing/): For Florida C corporations, S corporations and LLCs taxed as either, we rebuild the books for each year that’s behind and get the agreed overdue business returns filed. You get a fixed quote in writing before any work starts, and the free 15-minute call comes with no obligation.
- [Guides for Florida Corporations Catching Up](https://www.caydetax.com/us/resources/): Each guide answers one question Florida owners ask when the books or the business returns have fallen behind: what it costs, what the IRS or Florida expects, and what to do first. Every figure links to its IRS or Florida source.

## Guides
- [Catch-Up vs. Clean-Up vs. Monthly Bookkeeping](https://www.caydetax.com/us/resources/catch-up-vs-clean-up-vs-monthly/): The short answer: Catch-up bookkeeping creates the books for months or years that were never recorded. Clean-up bookkeeping fixes books that exist but are wrong, such as accounts that don’t match the bank or balances that don’t match the last return. Monthly bookkeeping keeps correct books correct. When a Florida corporation is behind on its returns and its books are missing or wrong, the catch-up or clean-up comes first, because a return is only as good as the books behind it; monthly work comes after.
- [How to Find Unfiled Business Tax Returns](https://www.caydetax.com/us/resources/find-unfiled-business-returns/): The short answer: Start with the IRS. The complete entity transcript lists the returns the IRS expects from your company, and an account transcript for each year or quarter shows whether one was filed. Then check Florida’s eFile and Pay records for sales tax and reemployment tax, the company’s Sunbiz record for annual reports, and your payroll records for Forms 941, 940, W-2 and 1099-NEC. Every gap, by form and period, goes on one list.
- [Behind on Florida Sales Tax (DR-15)? How to Catch Up](https://www.caydetax.com/us/resources/florida-sales-tax-catch-up/): The short answer: File a Form DR-15 for every reporting period you missed, one return per period and oldest first, including periods with no sales. Each late return can carry a penalty of 10% of its tax, at least $50, unless Florida settles it automatically, plus interest on any tax paid late at a floating rate that can change on January 1 and July 1. If the tax was collected from customers and never sent in, take it to a Florida tax attorney; if the business never registered at all, read about voluntary disclosure before you register.
- [IRS Letter About an Unfiled Business Return?](https://www.caydetax.com/us/resources/irs-letter-missing-business-return/): The short answer: A CP259, or the final reminder CP518B, means the IRS has no record of a business return it expects from your company’s EIN. The way to answer it is to file every return the letter lists or, if the company isn’t required to file one, to explain why on the Response form that came with it. Ignoring it lets penalties and interest keep growing, and the IRS can make a return for the company from its own information.
- [Late 1120-S Penalty by Year, and How to Catch Up](https://www.caydetax.com/us/resources/late-1120s-penalty/): The short answer: The IRS charges the S corporation a flat penalty for each shareholder, for each month or part of a month the return is late, for up to 12 months. For a return due in 2026 it’s $255 per shareholder per month, so a year late with two shareholders costs $6,120. It applies even when the company owes no tax, every late year carries its own penalty, and relief exists, but it depends on the company’s filing history or on a reason the IRS accepts.
- [Late Florida Corporate Income Tax Return (F-1120)](https://www.caydetax.com/us/resources/late-f-1120/): The short answer: A C corporation doing business, earning income or existing in Florida files Form F-1120 every year, even when it owes no Florida tax. A late return costs 10% of the unpaid tax for each month or part of a month, up to 50%; with no tax due, it’s $50 a month, up to $300. Interest runs on any tax paid late. To catch up, file each missing year in order, each one built from that year’s federal return.
- [Missed the S Corp Election? Late Form 2553 Relief](https://www.caydetax.com/us/resources/late-s-corp-election/): The short answer: For any year the IRS has no accepted Form 2553, a corporation is taxed as a C corporation (Form 1120, not Form 1120-S), and an LLC keeps its default treatment as a disregarded entity or partnership unless it filed Form 8832. Within 3 years and 75 days of the start date you intended, Rev. Proc. 2013-30 lets a corporation file a late Form 2553 with a reasonable-cause statement and every shareholder’s consent, and the IRS can treat it as on time if the company and its shareholders reported as an S corporation would. An LLC that didn’t file every return on time as an S corporation usually can’t use it. Check the IRS’s records first: they decide which returns a catch-up files.
- [Lender Wants Business Returns You Haven’t Filed?](https://www.caydetax.com/us/resources/lender-needs-tax-returns/): The short answer: Get the missing years filed before the lender tries to verify them. A lender that checks business returns requests IRS transcripts through the IRS Income Verification Express Service (IVES), with your company’s consent on Form 4506-C, and the IRS can only produce a transcript of a return it has received and processed. An unfiled year has nothing to confirm, so tell the lender early, rebuild the books, file the returns in order and allow time for the transcripts to appear.
- [Dissolved on Sunbiz? How to Reinstate in Florida](https://www.caydetax.com/us/resources/sunbiz-reinstatement/): The short answer: Florida administratively dissolves a corporation or LLC whose annual report still isn’t filed by 5 p.m. Eastern on the third Friday in September; the dissolution itself happens on the fourth Friday. You can reinstate the company at any time on Sunbiz by filing its current details and paying the fees and penalties owed, and it’s then treated as if it had never been dissolved, though people who relied on the dissolution keep their rights. Reinstatement doesn’t file any tax returns, so any federal and Florida returns that were missed are still due.
- [Unfiled Form 1120: Penalties and How to Catch Up](https://www.caydetax.com/us/resources/unfiled-1120/): The short answer: Every C corporation has to file Form 1120 every year, profit or not. A missing return draws penalties of up to 5% of the unpaid tax for each month or part of a month it’s late (with a minimum after 60 days), and the late-payment part and interest keep running until the tax is paid. The IRS’s time limit only starts once a return is filed, so an unfiled year never closes, and the IRS can write the return itself. The way out is to rebuild the books and file the missing years oldest first, with a Florida Form F-1120 for each.

## Q&A

**Q: How much does Cayde charge to catch up a Florida S corporation that’s one year behind?**
From US$2,500 per outstanding year for the simple entry case: one Form 1120-S, with up to two shareholder K-1s. The lowest starting price fits a simple, low-volume active company: under US$100,000 in annual revenue, up to 50 bank and card transactions a month on average, up to two bank or card accounts, statements available, and no substantial payroll, sales-tax or inventory reconstruction. Beyond that, the starting guide gives a starting price by that year’s own revenue, and your fixed quote, in writing after the free call and before any work begins, depends on transaction volume, accounts, record condition and the filings needed. Taxes, penalties, interest and government fees (such as Sunbiz fees) are separate: your company pays them directly. All prices are in U.S. dollars.

**Q: What if the business is three to five years behind?**
It’s a bigger project, but the same one. Anything with a deadline goes first; then the books and returns are done oldest year first, because each year’s closing balances feed the next. Each outstanding year is priced on its own revenue and activity, and your free call and written quote confirm each year individually.

**Q: Does Cayde file late Form 1120 and 1120-S returns?**
Yes. Each outstanding year of a catch-up includes the books rebuilt for that year and its Form 1120 or 1120-S, plus the Florida F-1120 where it’s required and in the agreed scope. Your federal and Florida business returns are reviewed, signed and filed by independent U.S. tax professionals after you approve them: e-filed wherever the IRS accepts it, and on paper for older years. Their name and IRS preparer tax ID (PTIN) appear on every return they sign.

**Q: Do LLCs qualify?**
Yes, if the LLC is taxed as a corporation: one that elected S corporation status files Form 1120-S, and one taxed as a C corporation files Form 1120. A business that files only on the owner’s personal return (Schedule C) isn’t a fit. Not sure how yours is taxed? Choose “Not sure how it’s taxed” on the form.

**Q: Who does the work, and who signs the returns?**
The Cayde team rebuilds and reconciles the books and prepares the workpapers. Your federal and Florida business returns are reviewed, signed and filed by independent U.S. tax professionals after you approve them: e-filed wherever the IRS accepts it, and on paper for older years. Their name and IRS preparer tax ID (PTIN) appear on every return they sign.

**Q: Is Cayde a CPA firm?**
No. Cayde Accounting & Tax is a bookkeeping and tax firm; in Florida, bookkeeping and tax return preparation don’t require a CPA license. Cayde doesn’t do audits, reviews or other attest work, and refers anyone who needs one to a CPA firm.

**Q: How long does a catch-up take?**
Timing depends mostly on how many years are behind and how quickly the records come in. Anything with a deadline, such as the reply date on a letter or a lender’s closing date, is scheduled first, and your proposal sets out the timeline for your file before you approve anything.

**Q: Do I need every receipt?**
No. Bank and card statements for the open years are enough to start, and most books are rebuilt from them. Missing receipts are common and usually workable; you’ll get an honest view of what can be supported and what can’t.

**Q: How does a virtual catch-up work?**
A catch-up runs on records, not office visits. Cayde works virtually with corporations across Florida by phone, video and secure file sharing, Monday to Friday, 10 a.m. to 7 p.m. Eastern, and bills in U.S. dollars. Your U.S. returns are signed by independent U.S. tax professionals.

**Q: What does monthly bookkeeping cost?**
It’s optional, and there are three plans for current books and ordinary activity: Essential from US$349, Growth from US$499 and Established from US$749 a month, depending on your monthly transactions and accounts. Above those limits, or for materially complex books, it’s a custom quote. All prices are in U.S. dollars. No contract; cancel any time. Your company pays for its own QuickBooks Online or Xero subscription, so the file stays in your company’s name. Annual business tax preparation is quoted separately. We confirm the fee and included returns in writing. Compare the monthly plans.

**Q: What if the IRS needs someone to represent the company?**
If your company needs a professional to represent it before the IRS, that’s the job of an attorney, a CPA or an enrolled agent. We’ll tell you on the call if your situation needs one and arrange it; it may be a separate engagement. Penalty relief can be requested by you or an authorized representative; first-time abatement usually covers one year and needs a clean prior three years. For 2025 and later returns, the IRS applies similar relief automatically when the prior three years were filed and paid on time.

**Q: Does Cayde do personal returns?**
Only alongside a corporate catch-up, added to the same written quote, because your personal returns are tied to the company’s through salary, distributions and money moved between you and the company.

## What we don’t do
- Returns for businesses that file only on a personal return (Schedule C)
- Personal-only returns
- Audits, reviews or other attest work
- Tax-debt settlement, levies, liens or Offers in Compromise
- Representation before the IRS, except through an attorney, a CPA or an enrolled agent that Cayde arranges
- Service in Spanish

## Sources
- IRS, Instructions for Form 1120-S: https://www.irs.gov/instructions/i1120s
- IRS, Instructions for Form 1120: https://www.irs.gov/instructions/i1120
- Florida Department of Revenue, sales and use tax: https://floridarevenue.com/taxes/taxesfees/Pages/sales_tax.aspx
- Florida Department of Revenue, corporate income tax: https://floridarevenue.com/taxes/taxesfees/Pages/corporate.aspx
- Florida Division of Corporations (Sunbiz), annual report: https://dos.fl.gov/sunbiz/manage-business/efile/annual-report/
- https://www.irs.gov/payments/eftps-the-electronic-federal-tax-payment-system: https://www.irs.gov/payments/eftps-the-electronic-federal-tax-payment-system
- https://www.irs.gov/pub/irs-pdf/f4506t.pdf: https://www.irs.gov/pub/irs-pdf/f4506t.pdf
- https://www.irs.gov/businesses/get-a-business-tax-transcript: https://www.irs.gov/businesses/get-a-business-tax-transcript
- https://www.irs.gov/irm/part1/irm_01-002-001: https://www.irs.gov/irm/part1/irm_01-002-001
- https://www.irs.gov/instructions/i940: https://www.irs.gov/instructions/i940
- https://floridarevenue.com/taxes/taxesfees/Pages/rt_return_pay.aspx: https://floridarevenue.com/taxes/taxesfees/Pages/rt_return_pay.aspx
- https://floridarevenue.com/taxes/taxesfees/Pages/tax_interest_rates.aspx: https://floridarevenue.com/taxes/taxesfees/Pages/tax_interest_rates.aspx
- https://floridarevenue.com/Forms_library/current/dr15n.pdf: https://floridarevenue.com/Forms_library/current/dr15n.pdf
- https://www.flsenate.gov/Laws/Statutes/2026/213.21: https://www.flsenate.gov/Laws/Statutes/2026/213.21
- https://floridarevenue.com/taxes/compliance/Pages/voluntary_disclosure.aspx: https://floridarevenue.com/taxes/compliance/Pages/voluntary_disclosure.aspx
- https://www.flsenate.gov/Laws/Statutes/2026/212.12: https://www.flsenate.gov/Laws/Statutes/2026/212.12
- https://www.irs.gov/individuals/understanding-your-cp259-notice: https://www.irs.gov/individuals/understanding-your-cp259-notice
- https://www.irs.gov/individuals/understanding-your-cp504b-notice: https://www.irs.gov/individuals/understanding-your-cp504b-notice
- https://www.irs.gov/irm/part20/irm_20-001-001r: https://www.irs.gov/irm/part20/irm_20-001-001r
- https://www.irs.gov/pub/irs-prior/i1120s--2023.pdf: https://www.irs.gov/pub/irs-prior/i1120s--2023.pdf
- https://www.irs.gov/pub/irs-prior/i1120s--2024.pdf: https://www.irs.gov/pub/irs-prior/i1120s--2024.pdf
- https://www.law.cornell.edu/uscode/text/26/6601: https://www.law.cornell.edu/uscode/text/26/6601
- https://floridarevenue.com/taxes/tips/Documents/TIP_26ADM-02.pdf: https://floridarevenue.com/taxes/tips/Documents/TIP_26ADM-02.pdf
- https://www.flsenate.gov/Laws/Statutes/2026/220.807: https://www.flsenate.gov/Laws/Statutes/2026/220.807
- https://www.flsenate.gov/Laws/Statutes/2026/220.809: https://www.flsenate.gov/Laws/Statutes/2026/220.809
- https://floridarevenue.com/Forms_library/current/f1120n.pdf: https://floridarevenue.com/Forms_library/current/f1120n.pdf
- https://www.flsenate.gov/Laws/Statutes/2026/220.222: https://www.flsenate.gov/Laws/Statutes/2026/220.222
- https://www.flsenate.gov/Laws/Statutes/2026/95.091: https://www.flsenate.gov/Laws/Statutes/2026/95.091
- https://www.irs.gov/instructions/i2553: https://www.irs.gov/instructions/i2553
- https://www.irs.gov/pub/irs-pdf/f4506c.pdf: https://www.irs.gov/pub/irs-pdf/f4506c.pdf
- https://www.irs.gov/pub/irs-pdf/p4163.pdf: https://www.irs.gov/pub/irs-pdf/p4163.pdf
- https://www.flsenate.gov/Laws/Statutes/2026/607.0122: https://www.flsenate.gov/Laws/Statutes/2026/607.0122
- https://www.flsenate.gov/Laws/Statutes/2026/605.0213: https://www.flsenate.gov/Laws/Statutes/2026/605.0213
- https://form.sunbiz.org/pdf/cr2e081.pdf: https://form.sunbiz.org/pdf/cr2e081.pdf
- https://form.sunbiz.org/pdf/cr2e041.pdf: https://form.sunbiz.org/pdf/cr2e041.pdf
- https://www.law.cornell.edu/uscode/text/26/11: https://www.law.cornell.edu/uscode/text/26/11
- IRS, failure-to-file penalty (the combined 5% rule): https://www.irs.gov/payments/failure-to-file-penalty
- https://www.irs.gov/payments/quarterly-interest-rates: https://www.irs.gov/payments/quarterly-interest-rates
- https://www.irs.gov/payments/failure-to-pay-penalty: https://www.irs.gov/payments/failure-to-pay-penalty
- https://www.law.cornell.edu/uscode/text/26/6501: https://www.law.cornell.edu/uscode/text/26/6501
- IRS, administrative penalty relief (first-time abatement and the automatic exemption): https://www.irs.gov/payments/administrative-penalty-relief

## Citing this site
Prices are in U.S. dollars and exclude taxes, penalties, interest and state fees. Penalty amounts are for returns required to be filed in 2026 unless stated. Cayde is not a CPA firm.